PG Certificate in AI-Enabled Digital Marketing & MarTech
Become the AI-native marketer every modern team needs with IIT Roorkee Faculty & Industry Experts.
Engineer every part of the marketing funnel, across every function, like a full-stack generalist.

Start Date
October 11, 2025
Duration
6 Months | 6 hours+ / week
Course Fee
₹1.4 Lakhs + GST
Number of Seats Left
23 Seats
Application Deadline
20th Sept, 2025
India’s First Full-Stack No-Code AI Marketing Certificate


That’s Exactly What This Program Trains You To Do
The PG Certificate in AI-Powered Digital Marketing & MarTech is built for one outcome:To help you become the AI-native orchestrator every modern team needs.It’s not about coding or dashboards alone… it’s about wiring everything together
About IIT Roorkee
Founded in 1847, IIT Roorkee is one of India’s oldest and most prestigious institutions, with a legacy of academic leadership and technological innovation. As a pioneer in interdisciplinary education, IIT Roorkee has been at the forefront of engineering, data science, AI, and management education.
Its executive education programs are designed to equip working professionals with industry-aligned, future-forward skill sets, combining academic rigor with hands-on learning and strategic
thinking.
Prof Kalpak Kulkarni (Ph.D., IIT Bombay)
Prof. Kalpak Kulkarni is an Assistant Professor of Marketing at the Department of Management Studies, IIT Roorkee. He specializes in social media marketing, content marketing, and digital communication strategy, with a keen focus on how AI and consumer psychology shape digital engagement. His research spans viral advertising, moment marketing, and digital content strategy that has been published in leading international journals, and he brings a strong blend of academic rigor and industry relevance. Prof. Kulkarni’s teaching and consulting work emphasize practical, data-driven approaches to digital strategy, making him a sought-after expert in the evolving digital marketing landscape.
Traditional Digital Marketing vs. Full-Stack AI Marketing by CEC IIT Roorkee
Dimension
IIT Roorkee: AI-Enabled Digital Marketing
Traditional Marketing Programs
How You Go From Learning to Orchestrating.. in Just 6 Months
Module 1: The Marketing Fundamentals for AI Age
Module 1: The Marketing Fundamentals for AI Age
No.
Topic Details
Module 2: AI-Driven Customer Understanding & Journey Mapping
Module 2: AI-Driven Customer Understanding & Journey Mapping
No.
Topic details
Module 3: AI-Powered Content Marketing
Module 3: AI-Powered Content Marketing
No.
Topic details
Module 4: AI-Driven Social Media Marketing & Community Building
Module 4: AI-Driven Social Media Marketing & Community Building
No.
Topic details
Module 5: Email Marketing & CRM with AI
Module 5: Email Marketing & CRM with AI
No.
Topic details
Module 6: Martech Tools & Platforms
Module 6: Martech Tools & Platforms
No.
Topic details
Module 7: Search Engine Optimization with AI
Module 7: Search Engine Optimization with AI
No.
Topic details
Module 8: Ethics, Bias & Regulation in AI Marketing
Module 8: Ethics, Bias & Regulation in AI Marketing
No.
Topic details
Module 9: AI for ROI Measurement, MMM, & Attribution
Module 9: AI for ROI Measurement, MMM, & Attribution
No.
Topic details
Module 10: AI-enabled DM Strategy and Planning
Module 10: AI-enabled DM Strategy and Planning
No.
Topic details
By the End, You’ll Be Able to Do All This
While mastering 20+ tools






Your Career, Our Commitment
From Day 1 to your next role, we guide you at every step.
Diagnostic Test & Evaluations
Start with a test and multiple evaluations to sharpen product thinking and AI skills.

Live Industry Sessions
2-3 monthly Chai Talks, AI workshops, and career discussions with industry leaders.

Exclusive 1:1 Mentorship
Offered for top performers meeting benchmarks, includes personal mentorship and mock interview.

Futurense Breakfast Club
Weekly alumni meetups with case discussions and hiring lead exchanges.

Real Projects at AI Clinic
Work on live RFPs and challenges to build a strong industry-relevant portfolio.

Resume That Gets Shortlisted
Workshops & expert reviews focused on creating resumes tailored for leadership roles.

Mock Interviews & Feedback
Simulated interviews with actionable performance feedback.

Built for People Like You?
Educational Qualification
Graduate from a recognized university (Minimum 50%)
Work Experience
1+ year of relevant experience preferred
Freshers
Exceptional freshers may be considered based on qualifying Test
Prior Knowledge
Basic familiarity with marketing or digital tools recommended
Selection Process
Short aptitude-based Qualifying Test (non-technical)

Ideal For







Qualifying Test
What You’ll Be Tested On
Important Guidelines
Duration: 45 minutes
- Online, MCQ-based
- Each section has a time limit and can be attempted only once
- Do not refresh or close the browser during the qualifying test
- Use latest versions of Chrome/Firefox on desktop/laptop
- Keep pen and paper handy for rough work
- You’ll receive qualifying test access only after completing registration
Feeling Underconfident About Your Tech Skills?
Weʼve Got You Covered
Kick things off with a 2-Week Bridge Course that gets you course-ready
What you'll learn:
- Prompt Engineering Basics (ChatGPT, Claude, Jasper)
- Python for Marketing Logic (No coding background needed)
- No-Code Workflows (Zapier, Make, BerriAI)
- GenAI & Agentic AI 101 (Clear, hands-on foundation)
Worth ₹29,000 — included free with your enrollment.

Roles Thatʼll Be
Looking for You

Role Now
AI Marketing Specialist
Salary Today
9 LPA
Role Upgraded
AI Marketing Manager
Earning Potential
18 LPA

Role Now
Digital Marketing Analyst
Salary Today
5 LPA
Role Upgraded
MarTech/Marketing Ops Manager
Earning Potential
20 LPA

Role Now
Digital Marketing Executive
Salary Today
3.6 LPA
Role Upgraded
Digital Marketing Technology Lead
Earning Potential
16 LPA

Role Now
Automation Specialist
Salary Today
9 LPA
Role Upgraded
Automation Manager
Earning Potential
16 LPA

Role Now
Email Marketing Executive
Salary Today
6.5 LPA
Role Upgraded
Lifecycle Marketing Manager
Earning Potential
17 LPA

Role Now
Marketing Tech Analyst
Salary Today
5 LPA
Role Upgraded
CDP Architect
Earning Potential
18 LPA

Role Now
Marketing Analyst
Salary Today
13.43 LPA
Role Upgraded
Analytics Manager
Earning Potential
18 LPA

Role Now
SEO Specialist
Salary Today
4 LPA
Role Upgraded
SEO & Growth Optimization Manager
Earning Potential
15 LPA

Role Now
Digital Marketing Analyst
Salary Today
5 LPA
Role Upgraded
CRO Lead
Earning Potential
16 LPA

Role Now
Content Strategist
Salary Today
7.05 LPA
Role Upgraded
AI Content Strategist
Earning Potential
17 LPA

Role Now
Graphic Designer
Salary Today
4.5 LPA
Role Upgraded
AI-Powered Creative Lead
Earning Potential
16 LPA

Role Now
Video Scriptwriter
Salary Today
5 LPA
Role Upgraded
Generative Media & Video Lead
Earning Potential
18 LPA
Your Journey to Becoming a Full-Stack AI Marketer

Step 1
Submit Your Application
Fill in your details and share your interest in joining the program.
Step 2
Clear the Qualifying Test
A short, non-technical test designed to assess your marketing aptitude.
Step 3
Pay and Confirm Your Seat
Secure your spot in the upcoming cohort with flexible payment options
Step 4
Begin the Futurense Bridge Course
Start with a 2-week foundation on AI, prompt writing, no-code workflows, and essential tools
Step 5
Attend Weekend Live Sessions
Join expert-led, interactive classes with IIT Roorkee faculty and industry mentors
Step 6
Apply Learnings to Business Use-Cases
Engineer real marketing workflows using no-code tools, connect systems, automate flows, and build campaigns end-to-end
Step 7
Visit IIT Roorkee for 2-Day Campus Immersion (Optional)
Participate in workshops, network with peers, and gain hands-on experience on campus.
Step 8
Certified by IIT
Earn your certificate, backed by a capstone campaign and portfolio-ready proof of work
Fee Structure
Upfront Payment
EMI Plan (via NBFC Partners)
Application Token
Bridge Course Fee
Certification Fee
Total
- A non-refundable application deposit of ₹5,000 will be adjusted in the total fee. Program fees are refundable only if the student withdraws before the start date. No refunds will be made after the program begins.
- An additional ₹10,000 will be applicable if you opt for the Campus Immersion (optional).
- Deserving candidates opting for the upfront payment plan may be eligible for a scholarship of up to ₹15,000.
*The amount varies depending on the chosen tenure.
Low-Cost EMI Options
6, 9, 12 & 24 months tenure available
NBFC Partners
Zero-cost EMI for eligible candidates
Payment Modes
UPI, Netbanking, Credit/Debit Cards
Led by the Futurense Leadership Council (FLC)
Industry leaders from the worldʼs AI-first brands… now guiding your journey to become a full- stack, AI-native marketer.
A V Rahul
Director, Analytics, - Barracuda

Aditya Khandekar
President, Corridor Platforms

Akshay Kumar
Research & Analytics Leader


Alok Tiwari
Director of Analytics, Junglee Games

Anand Das
Chief Digital & AI Officer, TVS Motors

Aneel kumar
Global Chapter Leader - ICSS, DD&T

Anirban Nandi
Head of AI Products & Analytics (Vice President), Rakuten India

Ankit Mogra
Director – Insights & Analytics, Ather Energy


Anupam Gupta
Independent Consultant – AI/ML Product Development, Amplify Health

Arpit Agarwal
Data Science Manager, Google

Arvind Balasundram
Executive Director, Commercial Insights & Analytics

Ashish Dabas
Vice President, Capital One

Bhairav M
Senior Manager Data Science and Product Management

Bhargab Dutta
Chief Digital Officer, Centuryply

Deepa Mahesh
Head of Strategy & Operations, Board Member

Divesh Singla
SVP, Global Operations Services and Managing Director, India & Philippines, SignantHealth

Indrani Goswami
Director of Analytics, NYKAA

Ishu Jain
Head of Analytics

Kaushik Das
Managing Director, JCPenney

Krithika Muthukrishnan
Chief Data Science Officer, Scripbox

Madhu Hosadurga
Global Vice President, Enterprise AI, Schneider Electric


Madhurima Agarwal
Managing Director - Microsoft for Startups

Monica S Pirgal
Chief Executive Officer, Bhartiya Converge

Muthumari S
Global Head of Data & AI Studio

Nithya Subramanian
Senior Director Data & AI COE - Best Buy

Nitin Srivastava
Global Head of Data and Analytics, Dr. Martens plc

Pankaj Rai
Group Chief Data and Analytics Officer, Aditya Birla Group


Pankaj Srivastava
Partner, PwC

Praveen Sathyadev
Head - EU/UK Business Growth (VP) - Analytics, Insights and AI, Course5i

Ruchika Singh
Director, Data Science & Insights, Spotify

Satyakam Mohanty
Founder & Managing Partner, Wyser

Saurabh Agarwal
Chief Executive Officer


Saurabh Kumar
Director - Data Engineering

Sharmistha Chaterjee
Executive Engineering Manager - Head of Software and Systems Engineering, Commonwealth Bank

Shirsha Ray Chaudhuri
Director of Engineering

Srini Oduru
Head of IT Delivery and Operations, Cervello India

Sulabh Jain
Chief Analytics Officer

Sumon Mal
Head of Backend Engineering, Sony LIV

Supria Dhanda
Co-Founder & Managing Partner, Wyser

Swati Jain
Partner - Digital, AI & Analytics, Deloitte

Tushar Chahal
Chief Technology Officer, Numisma Bank

Tushar Sahu
Director Engineering, Google

Vidhi Chugh
AI Executive | Microsoft MVP

Vishal Nagpal
Director of Data and AI at Best Buy

Vishal Nagpal
Director of Data and AI at Best Buy

Vidhi Chugh
AI Executive | Microsoft MVP

Tushar Sahu
Director Engineering, Google

Tushar Chahal
Chief Technology Officer, Numisma Bank

Swati Jain
Partner - Digital, AI & Analytics, Deloitte

Supria Dhanda
Co-Founder & Managing Partner, Wyser

Sumon Mal
Head of Backend Engineering, Sony LIV

Sulabh Jain
Chief Analytics Officer

Srini Oduru
Head of IT Delivery and Operations, Cervello India

Shirsha Ray Chaudhuri
Director of Engineering

Sharmistha Chaterjee
Executive Engineering Manager - Head of Software and Systems Engineering, Commonwealth Bank

Saurabh Kumar
Director - Data Engineering

Saurabh Agarwal
Chief Executive Officer


Satyakam Mohanty
Founder & Managing Partner, Wyser

Ruchika Singh
Director, Data Science & Insights, Spotify

Praveen Sathyadev
Head - EU/UK Business Growth (VP) - Analytics, Insights and AI, Course5i

Pankaj Srivastava
Partner, PwC

Pankaj Rai
Group Chief Data and Analytics Officer, Aditya Birla Group


Nitin Srivastava
Global Head of Data and Analytics, Dr. Martens plc

Nithya Subramanian
Senior Director Data & AI COE - Best Buy

Muthumari S
Global Head of Data & AI Studio

Monica S Pirgal
Chief Executive Officer, Bhartiya Converge

Madhurima Agarwal
Managing Director - Microsoft for Startups

Madhu Hosadurga
Global Vice President, Enterprise AI, Schneider Electric


Krithika Muthukrishnan
Chief Data Science Officer, Scripbox

Kaushik Das
Managing Director, JCPenney

Ishu Jain
Head of Analytics

Indrani Goswami
Director of Analytics, NYKAA

Divesh Singla
SVP, Global Operations Services and Managing Director, India & Philippines, SignantHealth

Deepa Mahesh
Head of Strategy & Operations, Board Member

Bhargab Dutta
Chief Digital Officer, Centuryply

Bhairav M
Senior Manager Data Science and Product Management

Ashish Dabas
Vice President, Capital One

Arvind Balasundram
Executive Director, Commercial Insights & Analytics

Arpit Agarwal
Data Science Manager, Google

Anupam Gupta
Independent Consultant – AI/ML Product Development, Amplify Health

Ankit Mogra
Director – Insights & Analytics, Ather Energy


Anirban Nandi
Head of AI Products & Analytics (Vice President), Rakuten India

Aneel kumar
Global Chapter Leader - ICSS, DD&T

Anand Das
Chief Digital & AI Officer, TVS Motors

Alok Tiwari
Director of Analytics, Junglee Games

Akshay Kumar
Research & Analytics Leader


Aditya Khandekar
President, Corridor Platforms

A V Rahul
Director, Analytics, - Barracuda


Ready to Engineer End-to-End Marketing Funnels with AI?
Whether you’re just starting out or scaling up…if you’re ready to build the future of marketing.
this is your moment.

Frequently Asked Questions
We know you might have some questions before getting started in our platform
What is the name of the certificate program, and which IIT offers it?
The program is called " PG Certificate in AI-Enabled Digital Marketing and Martech"
It is offered by CEC IIT Roorkee, one of India’s top-tier IITs.
What is the duration of the program, and when does the first cohort begin?
The duration is 6 months ( 120+ hours). Batch commerce on 11th October, 2025
What are the eligibility criteria for this program, and who should ideally enroll?
1. Minimum 50% in graduation (3–4 year degree: BSc, BTech, BCom, BA)
2. Preferably (qualified freshers may also apply) 1 year of work experience
3. To qualify for the role, candidates must clear the pre-screen exam. They should either currently work in or aspire to work in marketing, business, growth, or related functions. A basic understanding of marketing principles and familiarity with AI tools and the tech stack is essential. While programming experience is a avaluable asset, it is not a mandatory requirement for the position.
How can I apply to the PG Certificate in AI-Enabled Digital Marketing and Martech?
Click on Apply now and fill form
When will the application process to the program start?
The application process for CEC IIT Roorkee’s PG Certificate Program has already begun.
What is the program's fee, and what financing options are available?
1. The program fee is ₹1.40 lakhs + 18% GST.
2. Loan option includes a 5–10% subvention for eligible students
3. Campus immersion (optional): ₹10,000 + taxes
Is there a selection process?
Yes. Admission to the program requires clearing a pre-screening exam and meeting the eligibility criteria
What are the documents to be submitted for application?
While the exact list is not provided for this program, similar IIT Roorkee programs typically require:
1. Application form
2. ID proof
3. Educational certificates (Class 10th, 12th, Graduation)
4. Work experience certificates (if applicable)
5. Passport-size photograph
Note: The same may apply unless otherwise stated
Will there be any pre-screen exams for enrolling in the Program?
Yes. Clearing the pre-screen exam is mandatory to be eligible for admission
Should I have experience in coding to qualify the pre-screening exam?
No. Programming knowledge is not mandatory, thought having programming knowledge is beneficial. Futurense provides a Bridge Course covering Python basics, prompt engineering, and AI tool usage to help bridge the gap before the actual course commencement
How is the teaching format structured for this hybrid program?
Live online weekend classes
1. Integrated assignments and hands-on sessions
2. Optional 2-day on-campus immersion at IIT Roorkee
Why is this program considered unique compared to other certifications in AI?
This is the program specifically designed for AI-native marketers, rather than being retrofitted with AI. It covers key areas such as GenAI, Agentic AI, MarTech stack, and CRM automation, with a strong emphasis on prompt engineering, full-funnel marketing, and hyper-personalization. The program includes a hands-on capstone project, real-world case studies, and is co-designed with industry leaders. It is taught by a mix of 50% IIT faculty and 50% top practitioners.
What if I can t take 3-day of leave at a stretch from my office for the Campus Immersion?
The Campus immersion is optional, so attendance is not mandatory.
Will there be any additional cost for attending the optional 2-day IIT Roorkee campus immersion?
Yes. The campus immersion cost is ₹10,000 + taxes.
Will hostel accommodation be provided for outstation candidates from different states during immersion?
Hostel accommodation may be provided either on campus or off campus, depending on the availability of facilities.
What are some practical projects or hands-on learning outcomes included in the course?
Capstone project: Build and launch an AI-powered marketing campaign
1. Workshops on: AI journey mapping, CRM automation, SEO optimization, Chatbot building, Performance dashboards
2. Participants build their own microsite, campaign strategy, and test plan
What are the key modules in the program, starting from traditional AI to building multi-agent systems?
Key modules include:
1. Foundations of AI-native marketing
2. Prompt engineering & GenAI tools
3. MarTech stack architecture (CRM, CDP, CMS)
4. Hyper-personalization & ML-based segmentation
5. SEO, social, content generation with AI
6. ROI measurement, marketing analytics, and attribution
7. Ethics, privacy, and responsible AI
8. Capstone: Run your own AI-led campaign.
What is the significance of teaching multi-agent systems and agent collaboration in the program?
Multi-agent systems are essential for:
1. Scalable AI marketing
2. Automating customer responses and recommendations
3. Real-time personalization and intelligent customer journeys
These are becoming core in AI-powered marketing operations across sectors.
Who is the program director, and why is their expertise significant?
Dr. Kalpak Kulkarni is the Program Director.
He is an Assistant Professor of Marketing at the Department of Management Studies, IIT Roorkee, with a Ph.D. from IIT Bombay.
He specializes in digital and social media marketing, consumer behavior, and communication formats. His research expertise and training modules empower professionals with real-world strategies in viral advertising, moment marketing, and platform engagement.
How do industry leaders and the Futurense Leadership Council (FLC) contribute to the program?
Industry experts from Google, Microsoft, Infosys, Lenskart, AmEx, and more teach live sessions.
The Futurense Leadership Council offers:
1. Masterclasses
2. Mentorship
3. Real-world MarTech case walkthroughs
50% of sessions are taught by industry faculty, ensuring applied learning
What areas of AI does this program cover, and how does it integrate traditional AI, generative AI, and agentic AI?
The program covers:
1. Traditional AI: Marketing analytics, automation, ML-based personalization
2. Generative AI: Tools like ChatGPT, Jasper, Claude, Gemini for content, campaigns, and strategy
3. Agentic AI: Frameworks for building autonomous, AI-driven marketing journeys and user experiences
What tools and platforms are covered in this program?
1. ChatGPT, Claude, Jasper, Gemini
2. Midjourney, SEMrush, Clearscope, Canva AI
3. CRM/CDP platforms like Salesforce, HubSpot, MoEngage
4. Dashboards and attribution tools as part of MarTech stack building
Why is agentic AI called the next big thing in AI technology?
Agentic AI enables the creation of autonomous systems that can:
1. Make decisions
2. Execute tasks
3. Learn from outcomes: This unlocks dynamic personalization, real-time targeting, and lifecycle automation — ideal for next-gen marketing.
What makes this certificate program particularly suitable for engineers and tech professionals?
While designed primarily for marketers, it is also suitable for tech professionals as it includes:
1. Full-stack MarTech integrations
2. Hands-on prompt engineering
3. Data-driven marketing strategy
4. CRM, automation, and system-level marketing workflows
How does the program enable participants to specialize in their specific engineering domains?
This program is primarily marketing-focused, but enables specialization by:
1. Teaching system design and full-stack MarTech strategy
2. Providing domain-agnostic tools to customize for e-commerce, edtech, fintech, SaaS, and more
3. Allowing engineers to pivot into growth, CRM, product, or AI marketing roles
What is the difference between traditional AI, generative AI, and agentic AI?
1. Traditional AI: Relies on structured data for specific tasks (e.g., rule-based automation)
2. Generative AI: Uses LLMs to create content like text, images, and videos
3. Agentic AI: Builds autonomous systems capable of learning, decision-making, and task execution
How are agentic AI systems used across industries like healthcare, manufacturing, and telecom?
1. Healthcare: Automates diagnosis and treatment recommendations.
2. Manufacturing: Enables process optimization and predictive maintenance.
3. Telecom: Powers AI-driven customer support and network optimization.
What job roles can participants expect to pursue after completing this program?
Roles include:
1. Growth Marketing Manager (AI-focused)
2. Marketing Automation Specialist
3. GenAI Content Strategist
4. Digital Analyst (AI-focused)
5. MarTech Analyst / Consultant
6. AI Copywriter / Content Generator
7. CRM & Lifecycle Marketing Manager
8. SEO Specialist (AI-powered)
9. AI-Powered Performance Marketer
10. Product Marketing Manager (AI-led)
How does having skills in generative AI and agentic AI impact salary and job prospects?
Professionals with GenAI and Agentic AI skills see:
1. 40–60% salary hikes
2. Access to roles paying between ₹10–40+ LPA, depending on experience
3. Opportunity to transition into mid senior roles such as MarTech Manager, Personalization Lead, or Digital Transformation Consultant
How does this program align with the rapid adoption of generative AI by companies like Infosys, TCS, and startups?
1. Companies are establishing GenAI labs and AI agents in both metros and tier-2 cities
2. The program prepares professionals to meet rising demand for AI-literate marketers in sectors like e-commerce, SaaS, fintech, and edtech
Why will this certification future-proof their careers in a rapidly evolving market?
1. Built from the ground up for AI-native marketing
2. Trains participants in prompt engineering, automation, personalization, and ethical AI use
3. Offers hands-on portfolio development through capstone projects
4. Equips professionals to design autonomous, data-driven marketing systems, not just operate them
What is the projected market value of generative AI by 2032, and what percentage of enterprises are prioritizing its adoption?
1. Projected market value: $1.3 trillion by 2032
2. 74% of enterprises are prioritizing GenAI adoption (Gartner, 2024)
Source: Figures based on projections from Bloomberg Intelligence and enterprise adoption data from Gartner (2025).
How does India rank in terms of startups and initiatives focusing on generative AI and agentic AI?
India is a leading hub for AI innovation, with $600M+ raised in GenAI startups in 2024 alone.
Source: Based on analysis by NASSCOM on India s GenAI startup ecosystem.
What trends in tier 2 cities in India (e.g., Coimbatore, Jaipur) highlight the growth of AI related job roles?
Tier 2 cities are experiencing a 35%+ hiring surge due to companies like TCS and Infosys setting up GenAI labs, expanding opportunities for both freshers and mid career professionals.
Source: Hiring data from foundit Insights (June 2025) and GetWork report (May 2024).
What is the Payment Schedule and Process?
1. Full fee payment of ₹1.40 lakhs + GST must be completed within 5 days of receiving the offer letter
2. A non-refundable application deposit of ₹5,000 is required at the time of submission (adjusted in final fee)
3. Loan options are also available with a 5 10% subvention charge to the eligible applicants.
Can I self-fund this program?
Yes. If you or your family are funding the program, you can choose to self-fund either partially or in full.
Does Futurense help with loans?
Yes. Futurense has partnered with various financial institutes to offer financial assistance
What is the interest rate on the loans?
Interest rates vary depending on the repayment plan and financial partner. Rates are described as reasonable and competitive considering the recent rise in unsecured loan rates in India.
What are the documents I should keep handy?
Student's Documents:
1. PAN
2. Aadhar
3. Last 3 months’ bank statements
Income Documents
Last 3 months’ payslips